Serving Oxford, University, Taylor, Abbeville, Water Valley, Batesville and the rest of Lafayette County, MS

September 17, 2026 6 min read

Tree on Your House After a Storm: What to Do First

A tree on the house is frightening, and the first hour matters. The priority is always people first, then preventing more damage, then documentation and cleanup.

Save this page before storm season so you have it when the power is out.

Full storm season prep guide for Oxford, MS

Key Takeaways

  • People first; leave damaged rooms and call 911 if gas is involved.
  • Treat every downed line as live.
  • Photograph before cleanup for insurance.
  • Never cut a loaded tree off a roof yourself.

1. Get Everyone Safe

Leave any room with a tree through the roof or ceiling. If you smell gas, leave the house and call 911 and the gas provider from outside.

2. Stay Away From Lines

Assume every downed or tree tangled line is live. Keep people and pets away and call the utility. Do not try to move branches off a line.

3. Photograph Everything

Before any cleanup, take wide and close photos of the tree, the damage, the roof and the inside. Your insurance adjuster will want them.

4. Call for Emergency Tree Removal

Do not try to cut a tree off a roof yourself. Wood under load can spring unpredictably and the structure may be weakened. A crew with rigging or a crane can lift the weight off safely so the roof can be tarped.

Common Questions

Yes, in most cases. When a tree damages a covered structure, homeowner insurance typically pays for the removal and repairs, and the vast majority of insured homeowners we help owe nothing out of pocket for storm damage related work. We provide the photos and itemized documentation your adjuster needs.

Tree Down? We Answer The Phone At 2 A.M.

Free on-site estimates across Oxford and Lafayette County. Written pricing before any saw runs, insurance documentation on storm work.

Free written quote in minutes

Licensed and insured. Financing as low as $0 down. Insurance claim help for storm damage.

Call Now Text Us